NEW & USED AUTO

Finance your new or new-to-you vehicle with our great auto rates. Motorcycles, boats and RVs are financed with different rates and terms, so be sure to view our rates for more information. However, if you need a longer term, just ask us what we can do for you!

Get used vehicle pricing information from NADA.

Want a CARFAX report on a vehicle you’re thinking of buying? Stop in to the credit union and we’ll be happy to run a CARFAX for you.

Contact us with questions, or apply conveniently online today!

PERSONAL CONSUMER LOANS

Personal Loans (also known as “Signature Loans”) can be used to finance just about anything. There’s no need for collateral or savings to secure the loan amount – all we need is your signature! View our rates.

Contact us for details, or apply conveniently online today!

BILL CONSOLIDATION

Why continue paying multiple bills from multiple lenders? Consolidate everything with us, and you’ll enjoy one monthly payment, will save you money in interest, and often times shorten the length of your term. Contact us for details, or apply conveniently online today!

All loans are offered with approved credit and qualifications. Please contact us for details. The products offered: are not federally insured; are not obligations of the credit union; are not guaranteed by the credit union or any affiliated entity; involve investment risks, including the possible loss of principal; and are being offered by an employee who serves both functions of accepting members’ deposits and the selling of nondeposit investment products.

HOME EQUITY

You Could Have CA$H Sitting in Your Home!

If you’re a homeowner and have been making payments on your home for 5 years or more, you likely have a pile of equity waiting to be used! With a Home Equity Loan from UNITE Credit Union, you can borrow that equity to finance just about any project or purpose.

  • Consolidate bills
  • Finance home improvement projects
  • Pay for an upcoming special event
  • Take a family vacation
  • Build a new deck
  • Pay for college expenses

We have fixed rates as low as 2.75% APR* for 60 months, with additional rates & terms available.

In addition to the low interest rate and ease of application, members also may be able to take advantage of the tax benefits of this type of program. Please consult your tax consultant to determine the advantages that you may be eligible to receive.

Contact us for details, or apply online today!

*APR = Annual Percentage Rate. Rate may vary based on credit score, type of loan and term, and is subject to change.

Must be or become UNITE Credit Union member to obtain loan. All loans subject to approval and based on credit.

Home Equity Loans are available on owner-occupied dwellings located within the credit union’s charter.

Proof of homeowners’ insurance required. Member will pay title search, flood search, recording fee and property valuation when applicable.

1ST MORTGAGE

UNITE Credit Union members know that we’re not just about great rates, we’re about great service. We have the same great rates and financing options you can get at most large financial institutions, with that personalized UNITE Credit Union service they can’t begin to offer. At UNITE Credit Union, you can expect:

  • Conventional Mortgage Options
  • Competitive Rates & Fees
  • FHA
  • VA
  • 15 & 30 Year Terms Available

Whether you want to purchase, refinance, or request to be pre-approved for your loan, complete a secure loan application, or contact us for more information.

Secure and Fair Enforcement for Mortgage Licensing Act of 2008

On July 28, 2010 the Nation Credit Union Association (NCUA) and other Federal Agencies published a final rule to implement the federal registration requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLO’s to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. An MLO must provide this Unique Identifier to each mortgage loan applicant upon request and prior to the employee acting as an MLO.
 
Below is a list of our loan officers which includes the NMLS information for each MLO employed by UNITE Credit Union.
 

Kinsel, Sherry 1484612

Saterfield, Dawn  24490
 
For more information about the registry, please visit the NMLS at http://www.nmlsconsumeraccess.org/.
 

SKIP-A-PAYMENT

Skip your UNITE loan payments one month each year!

Complete and submit the form below to request to skip ALL or SOME of your non-real estate UNITE loan payments one month each year… whenever it’s most convenient for you!

If you have any questions, please contact us.

RELATIONSHIP LENDING DISCOUNT

Our lowest loan rates reflect a relationship discount, which takes .15% off your loan if you have 3 of the following products & services with UNITE Credit Union:

  • Gap/Warranty Coverage
  • Credit Life/Credit Disability
  • eStatements
  • MasterCard
  • Active Share Draft Account
  • 5+ years of membership at UNITE Credit Union

All loans are subject to credit approval. Rates, terms and conditions are subject to change without notice. Some restrictions apply – see credit union for full details and disclosures. Equal Housing Opportunity.

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