No Closing Costs. More Possibilites
Put Your Home’s Equity to Work
For a limited time, UNITE Credit Union is making it even easier to tap into your home’s equity with no closing costs on qualifying Home Equity Lines of Credit (HELOCs). Whether you’re planning a major renovation, consolidating high-interest debt, or preparing for life’s unexpected expenses, a HELOC gives you the flexibility to borrow what you need, when you need it.
Why Choose a HELOC?
A Home Equity Line of Credit allows you to borrow against the equity you’ve built in your home while only paying interest on the amount you use. It’s a flexible financing solution designed to help you reach your goals without the higher rates often associated with credit cards or personal loans.
A HELOC Can Help You:
- Remodel your kitchen or bathroom
- Finance home improvements and repairs
- Consolidate high-interest debt
- Replace aging appliances
- Cover emergency expenses
- Pay for education costs
- And much more!
Limited-Time No Closing Costs Offer
Apply for a qualifying HELOC between August 3 and September 30, 2026, and we’ll waive your closing costs, helping you save money while accessing the funds you need. Certain conditions apply.
Discuss Your Options
Fill out the form below to connect with one of our Loan Officers. We’ll review your options, answer your questions, and explain how a Home Equity Line of Credit (HELOC) could help you achieve your financial goals. As part of the conversation, we’ll also provide a complimentary loan review to help you determine the best solution for your needs.
*APR = Annual Percentage Rate. Rate may vary based on credit score, type of loan and term, and is subject to change. Must be or become UNITE Credit Union member to obtain loan. All loans subject to approval and based on credit. Home Equity Loans are available on owner-occupied dwellings located within the credit union’s charter. Proof of homeowners’ insurance required. Member will pay title search, flood search, recording fee and property valuation when applicable. $10,000 minimum loan amount required for special. Must have loan for 18 months for closing costs to be waived, if loan is paid off within 18 months, then closing costs must be paid to the credit union. Appraisal will not be included. Member must pay if an appraisal is required or wanted. Offer valid August 3 – September 30, 2026.