SAVINGS ACCOUNTS

We offer Basic Share Savings accounts. Opening a Savings account with UNITE Credit Union makes you a member-owner of our financial cooperative, enabling you to take advantage of all the financial services we offer!

SECONDARY SAVINGS ACCOUNTS

Open a variety of Secondary Savings Accounts for any reason at no charge. You can even name the account (such as “Vacation Savings” or “Home Repairs”) to help keep you focused on your goals.

  • Low minimum balance
  • Easy and convenient way to save for a special purpose
  • Dividends paid on a low minimum balance
  • Deposits can be made manually, automatically through Payroll Deduction, Direct Deposit or via automatic transfer from another account
  • Access your funds or close your account anytime without penalty.

YOUTH SAVINGS ACCOUNTS

UNITE Credit Union believes it’s essential to teach kids and young adults how to save and manage their finances, long before they have the opportunity to incur debt or are faced with large financial decisions as adults.
 
Here at UNITE Credit Union, we offer 3 youth clubs based on the age of the member. All of the clubs encourage saving by offering promotions and incentives several times a year. Youth members receive a quarterly newsletter geared toward the saving and spending habits of their age group. They also receive a special birthday gift every year!
 
Lil’ Kirby Roo Club – Tailored to the parents of members ages 0-5.
 
Kirby Kangaroo Club – Youth members ages 6-12.
 
Claim Your Youth Club – Youth members ages 13-17.

SPECIAL SHARE & CHRISTMAS CLUB ACCOUNTS

Put money aside for a special occasion, vacation, or to save for the holidays in a UNITE Credit Union Special Share or Christmas Club Account!

  • Low minimum balance
  • Easy and convenient way to save for a special purpose
  • Dividends paid on a low minimum balance
  • Deposits can be made manually, automatically through Payroll Deduction, Direct Deposit or via automatic transfer from another account
  • Funds are saved throughout the year & then automatically transferred to your savings account in late October. It’s a great way to discipline yourself while you save!

You can open a Special Share Account when you login to Online Banking, or contact us to set it up for you.

CHECKING ACCOUNTS

  • FREE to open
  • No monthly fees
  • No per-check charges
  • Dividends are paid on all balances over $300
  • Includes a FREE Debit/ATM card

Debit/ATM Card

  • Use as a regular ATM card or as a debit card
  • Enjoy surcharge-free transactions at any Privileged Status ATM
  • Protect yourself from overdrawing your account with our Privilege Pay service
  • Apply for our hassle-free Debit Card today!
  • Receive alerts for transactions with MyCardAlerts.

Privilege Pay

Learn More

Checks

Want to order checks for your checking account? Stop into the branch to get those ordered.

Simply need to reorder checks? Call us, mail in or drop off the reorder slip (found in your box of checks).

CD’s & IRA’S

Check out our special CD rates or stop in to talk to a credit union representative about setting up your CD or IRA.

WIRE TRANSFERS: SENDING & RECEIVING WITH YOUR UNITE ACCOUNT

To send a domestic* wire transfer to a UNITE Credit Union member, provide the sender’s financial institution with the following:

Beneficiary Financial Institution (FI): UNITE Credit Union

Beneficiary FI Account Number: 830149557

Beneficiary Name: (UNITE Member’s Name)

Beneficiary Account Number: (UNITE Member’s Account Number)

 

The wire transfer will process through:

NCB, FSB

139 S. High St.

Hillsboro, OH 45133

RT# 24227227

*Member account is charged a $20 fee for receipt of a domestic wire transfer.

To send an international** wire transfer to a UNITE Credit Union member, provide the sender’s financial institution with the following details:

Beneficiary Financial Institution (FI): UNITE Credit Union

Beneficiary FI Account Number: 830149557

Beneficiary Name: (UNITE Member’s Name)

Beneficiary Account Number: (UNITE Member’s Account Number)

 

The wire transfer will process through:

Wells Fargo Bank, USA

Swift Code WFBIUS6WFFX

 

Further credit to:

NCB

139 S. High St.

Hillsboro, OH 45133

RT# 24227227

**Member account is charged a $45 fee for receipt of an international wire transfer.

If you are a UNITE Credit Union member and want to send a domestic wire transfer,*** the following information will be required to process your request:

Please note: Sender’s financial institution/wire transfer service may apply additional charges if this information is inaccurate and/or incomplete.

Beneficiary Financial Institution (FI) Name

Beneficiary FI Routing Number

Beneficiary FI Full Street Address

Beneficiary FI Account Number

Beneficiary Name: (Name of individual who will receive the wire transfer)

Full Beneficiary Street Address

Beneficiary Account Number: (Account number of recipient)

Member identity verification and contact information

 

***Member is charged a minimum fee of $25 for initiation of a domestic wire transfer.

If you are a UNITE Credit Union member and want to send an international wire transfer,**** the following information will be required to process your request:

Please note: Sender’s financial institution.wire transfer service may apply additional charges if this information is inaccurate and/or incomplete.

Beneficiary Financial Institution (FI) Name

Beneficiary FI Swift Code or International Bank Account Number (IBAN)

Beneficiary FI Full Street Address

Beneficiary FI Account Number

Beneficiary Name: (Name of individual who will receive the wire transfer)

Full Beneficiary Street Address

Beneficiary Account Number: (Account number of recipient)

Reason for Sending Wire Transfer (a regulatory requirement)

Member identity verification and contact information

 

****Member is charged a minimum fee of $45 for initiation of an international wire transfer.

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