Financial Counseling Services

If you find yourself in financial difficulties or need help planning your monthly budget, contact us to make an appointment. Our Financial Coaches have been certified by the Iowa Credit Union Foundation “People Helping People” program. We’ll review your finances with you to look for cost savings and other ways to manage your budget. We offer free, nonjudgmental, unbiased tips and tools to save members money.

Debt Consolidation

Managing multiple payments to multiple lenders can feel overwhelming, and often you end up paying only the minimum on each balance—adding years to your payoff timeline and costing you far more in interest.

By consolidating your debt with UNITE, you could:

Lower your interest rates
Reduce your overall monthly payments
Pay off your debt sooner
Make just one convenient payment to UNITE

Options may include cross-collateralized (personal) loans, home equity loans or lines of credit, or other lower-rate solutions. Simply call or email to schedule a meeting with one of our lenders, and after a brief meeting we’ll help you determine the best fit for your goals.