NEW & USED AUTO

Finance your new or new-to-you vehicle with our great auto rates. Motorcycles, boats and RVs are financed with different rates and terms, so be sure to view our rates for more information. However, if you need a longer term, just ask us what we can do for you!

Get used vehicle pricing information from NADA.

Want a CARFAX report on a vehicle you’re thinking of buying? Stop in to the credit union and we’ll be happy to run a CARFAX for you.

Contact us with questions, or apply conveniently online today!

Apply Now!

 

CROSS-COLLATERALIZED LOANS

Cross-Collateralized Loans are those that use collateral from any other UNITE Credit Union loan as security. Use a Cross-Collateralized Loan to pay bills, take a special vacation or anything else for which you’d use a Signature or Personal loan. View our rates.

Contact us for details, or apply conveniently online today!

Apply Now!

 

CONSUMER LOANS

Consumer Loans are secured by products like lawn mowers or personal computers as well as recreational vehicles, such as pop-up campers, snow mobiles, travel trailers, or ATVs. In addition to Consumer Loans, we offer Recreational Vehicle Loans. Contact us for details, or apply conveniently online today!

Apply Now!

 

HOME EQUITY

You Could Have CA$H Sitting in Your Home!

If you’re a homeowner and have been making payments on your home for 5 years or more, you likely have a pile of equity waiting to be used! With a Home Equity Loan from UNITE Credit Union, you can borrow that equity to finance just about any project or purpose.

  • Consolidate bills
  • Finance home improvement projects
  • Pay for an upcoming special event
  • Take a family vacation
  • Build a new deck
  • Pay for college expenses

We have fixed rates as low as 3.50% APR* for 60 months, with additional rates & terms available.

In addition to the low interest rate and ease of application, members also may be able to take advantage of the tax benefits of this type of program. Please consult your tax consultant to determine the advantages that you may be eligible to receive.

Contact us for details, or apply online today!

Apply Now!

*APR = Annual Percentage Rate. Rate may vary based on credit score, type of loan and term, and is subject to change.

Must be or become UNITE Credit Union member to obtain loan. All loans subject to approval and based on credit.

Home Equity Loans are available on owner-occupied dwellings located within the credit union’s charter.

Proof of homeowners’ insurance required. Member will pay title search, flood search, recording fee and property valuation when applicable.

FIRST MORTGAGE

UNITE Credit Union partners with Premier Lending Alliance to provide members with access to First Mortgage* loans. You can expect:

  • Conventional Mortgage Options
  • Competitive Rates & Fees
  • FHA
  • VA
  • 15 & 30 Year Terms Available

Whether you want to purchase, refinance, or request to be pre-approved for your loan, complete a secure loan application, or contact us for more information.

*Rates subject to change at any time. UNITE Credit Union is not responsible for typographical errors or omissions. Credit history, occupancy and LTV can result in change to interest rate. Some loans require minimum credit score. All loans are subject to approval.

SKIP-A-PAYMENT

Skip your UNITE loan payments one month each year!

Complete and submit the form below to request to skip ALL or SOME of your non-real estate UNITE loan payments one month each year… whenever it’s most convenient for you!

If you have any questions, please contact us.

Apply Now!

 

RELATIONSHIP LENDING DISCOUNT

Posted Relationship Discounts reflect at least a 0.15% rate reduction, based on your credit score and other factors. To qualify, you must have a minimum of three of the following with UNITE Credit Union:

  • GAP or Warranty Coverage
  • Credit Life or Credit Disability
  • eStatements
  • MasterCard
  • Active Share Draft Account
  • Direct Deposit of Payroll
  • Auto Payment of Loan Payments
  • 5+ years of membership

All loans are subject to credit approval. Rates, terms and conditions are subject to change without notice. Some restrictions apply. 

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