Money Management Made Easy: 5 Digital Tools That Simplify Your Finances
Managing your money shouldn’t be a hassle. Thanks to digital banking tools, staying on top of your finances is now more convenient, secure, and flexible than ever before. Whether you’re at home, at work, or on the go, these services make it easier to handle your day-to-day banking with just a few taps or […]
Travel Smart: Money Moves to Make Before You Pack
Planning a getaway? Whether it’s a road trip, a beach vacation, or an international adventure, a little financial prep can go a long way toward making your trip smooth, secure, and stress-free. Before you zip up your suitcase, take a few moments to ensure your money is just as ready to travel as […]
April is Financial Literacy Month – What Does That Mean For You?
April is Financial Literacy Month, a time dedicated to helping people understand the importance of financial knowledge and how it can shape their futures. At UNITE, we believe that financial literacy is more than just knowing how to balance a checkbook — it’s about empowering our members to make informed decisions that lead to […]
Smart Ways To Make The Most Of Your Tax Return
Tax season is here, and if you’re expecting a refund, it’s tempting to splurge on something fun. While treating yourself isn’t a bad thing, your tax return can also be a powerful financial tool that sets you up for long-term success. Before you hit “add to cart,” consider these smart strategies to make your tax […]
How Long Will My Money Last in Retirement?
If you’re lucky, your retirement will last for many years and be filled with family, travel and lots of new experiences. But as you plan for your life in retirement, inevitable questions arise. How much income will you need and how much money should you save to hit that target? How can you anticipate how […]
Build Credit Without Cards or Loans
When it comes to building credit, it can be a lot like landing your very first job. Most employers want to hire someone with experience. When you are just starting out in the working world, experience is often the one thing you don’t have yet. The same can be true about a credit file. For […]
Celebrating 70 Years of Service & Expanding Our Reach
UNITE Credit Union has a lot to celebrate this year! In addition to celebrating 70 years in business, we are thrilled to announce that we can now serve residents who live in Black Hawk, Butler, Bremer and Grundy counties in Iowa!
6 Steps to Kickstart Your 2025 Financial Goals
As the New Year begins, many of us turn our attention to resolutions like improving our physical health or starting a new hobby. But let’s not forget another crucial area of well-being: financial fitness. Strengthening your finances can lead to greater peace of mind, reduced stress, and a stronger foundation for the future. Here are […]
Why Dividing Your Savings is a Good Idea
Saving money from each paycheck can help prepare you for life’s most expensive curveballs. Experts typically recommend setting aside around 20% of each paycheck for savings, according to Equifax. However, the exact amount you save will vary based on your income, monthly expenses, and personal goals. These strategies can help you prioritize your savings and […]
How to Pay Off Debt Fast
Struggling to manage debt? Nerdwallet offers 7 tips to help you pay down debt faster, build a budget, reduce expenses, and stay on track with a method that works best for you. Figure out your budget: Getting a handle on your income and expenses can help you figure out if you have any extra money […]