Simple Steps to Manage Debt
The number crunchers over at the Federal Reserve monitor how much of the nation’s disposable income goes toward household debt payments. Beyond housing costs, the average American is spending almost 10% of their monthly income on debt payments. (Surprised? Neither are we.) Dealing with a high debt-to-income (DTI) ratio is stressful. Especially for those who […]
Simple Steps to Manage Debt
The number crunchers over at the Federal Reserve monitor how much of the nation’s disposable income goes toward household debt payments. Beyond housing costs, the average American is spending almost 10% of their monthly income on debt payments. (Surprised? Neither are we.) Dealing with a high debt-to-income (DTI) ratio is stressful. Especially for those who […]
Secure Your Digital Wallet
Not-so-fun fact: In 2023, online payment fraud led to global losses of over $48 billion, with North America being the hardest hit, responsible for 42% of those losses. The main culprits? A vast volume of data breaches and the broad availability of stolen credit card information. As online shopping continues to grow, so do the […]
Secure Your Digital Wallet
Not-so-fun fact: In 2023, online payment fraud led to global losses of over $48 billion, with North America being the hardest hit, responsible for 42% of those losses. The main culprits? A vast volume of data breaches and the broad availability of stolen credit card information. As online shopping continues to grow, so do the […]
Don’t Ignore Your Credit Score
Your credit score is more than just a number; it’s a financial passport that opens doors to opportunities like renting a home, securing loans, and even landing certain jobs. In this blog post, we’ll explore the importance of understanding your credit score and provide practical tips on how to improve it. By the end, you’ll be well-equipped to take control of your financial future.
Funding College Without Pausing Your 401(k)
According to the Education Data Initiative, the average cost of college in the United States stands at $38,270 per student, per year, including tuition, books, supplies, and daily living expenses. It’s a lot. Add to the mix that many of us are also looking to hit our retirement goals at the same time we’re helping […]
Effects of Financial Stress on Your Health
According to a Harvard study, more than half (56%) of young adults ages 18-25 report that financial worries negatively influence their mental health. “How we take care of our physical and mental health all goes together. And if we’re having basic things like money stress or poor relationship issues, then that can start a cascade […]
Teaching Your Kids About Internet Safety
The Internet can be a source of education and fun for children. They can use it as a resource for school projects, watch fun videos, play interactive games, and learn more about the world. However, it’s also possible for them to stumble on inappropriate content or become a victim of cyberbullying and online predators. They […]
Your Child’s Financial Journey Starts with You
Today’s digital banking innovations are incredibly convenient but can also be a bit intimidating to adults, let alone teens who haven’t had much experience navigating the financial world. As a parent, one of the greatest gifts you can give your child is to educate them financially – not only teaching them how to manage a budget and spend responsibly, but also how to safely use technology to work in their favor.
How to Save Money on Energy Bills When You’re Away From Home
Whether you’re heading off for vacation this fall or thinking ahead to holiday travels, it always pays to take stock of how you are leaving things at home, especially when it comes to energy bills. It may feel daunting to add yet one more task before you leave town, but homes can consume around 82% […]