Teaching Kids About Money at Every Age
Financial literacy is an essential life skill that can set your children up for future success. Here’s a breakdown of tips and tools to teach kids about money at all ages.
Benefits of Adding Your Debit Card to a Digital Wallet
Adding your cards to the digital wallet of your choice can be a game changer. No more carrying multiple cards or touching payment devices, and paying with your digital wallet is actually more secure than paying with a physical card.
Homeownership Awareness Month: The Benefits of Homeownership & Why to Buy in Iowa
June marks Homeownership Awareness Month, the perfect time to take proactive steps toward owning your dream home. Let’s look at some of the benefits of homeownership, and why Iowa might be the best place to buy.
4 Ways to Practice Intentional Spending
Finding opportunities to spend less in certain areas can free up room in your budget to save for emergencies, pay off debt, invest for retirement, buy a home, donate to great causes, or work toward your other goals. However, that tends to be easier said than done. How do you choose what to cut and […]
Deciding What to Spend vs Save
Saving money from each paycheck can help prepare you for life’s most expensive curveballs. Experts typically recommend setting aside around 20% of each paycheck for savings. However, the exact amount you save will vary based on your income, monthly expenses, and personal goals. These strategies from Equifax can help you prioritize your savings and determine […]
7 Approaches to Paying for Kids’ Education
Every parent wants what’s best for their kids. A big part of that? Education. And as every parent knows, saving for that education is a task unto itself. The cost of a four-year degree at a public in-state college is expected to be more than $43,000 a year. For a private, for-profit school, that number […]
6 Financial Wins that Take 15 Minutes or Less
1. Set up automatic savings Many financial institutions allow you to set up automatic transfers from your checking account into a savings account. Set aside a percentage of your paycheck to automatically move into your savings account so you can give your savings a boost without having to do any extra work! 2. Bump up […]
Home Equity Loan vs. Line of Credit: What’s the Difference?
A home equity loan and a home equity line of credit (HELOC) sound alike, but are two different things. Which one’s right for you? Learn more.
What You Need to Know About Emergency Funds
One lasting effect of the pandemic was to show us clearly how devastating it can be to suddenly lose income and not have savings. And even beyond a true economic crisis like losing your job, lesser financial emergencies also happen: your car breaks, you need to travel unexpectedly, your smartphone takes a bath. Those, too, […]
How To Save Money On Vacation
From booking flights to handling money, get away with confidence (and savings) using these helpful tips.