Personal or Home Equity Loan for Home Remodels?
The costs of remodeling your home can add up quickly, and can even be exorbitant, depending on the project you take on. According to Remodeling Magazine, a minor kitchen remodel would set you back $22,507, replacing a roof with asphalt shingles costs an average of $22,636, and homeowners paid $47,427 on average for a mid-range […]
Tax Return Tips
Have a tax return coming your way? Before you plan a spending spree, let’s chat about some
smart moves to make your tax return do the heavy lifting for your financial future. And, if
you’re on the hook for taxes, we’ve got a strategy to potentially ease that burden, too.
Worried About Running Out of Money in Retirement?
If you’re worried about running out of money in retirement, you’re not alone. Most people can’t or don’t want to re-enter the workforce after they have left it, so it’s important to keep spending under control and hope your investments gain ground. Many planning tips can help stretch your retirement dollars. Here are six suggestions […]
Sound Financial Strategies for Single Adults
While single life has many advantages, like more freedom and a simpler budget, it can also bring a few disadvantages. Here are some common financial challenges single Americans face and how experts suggest they can overcome them according to U.S. News. Housing As a single person, one of the biggest costs you’ll typically face is […]
5 Ways to Better Protect Your Social Media Accounts from Identity Theft
When you share a photo of your family or post details about your vacation on social media, you probably intend to share these moments of your life with friends, relatives and other people you know. But cybercriminals could also be part of your audience, lurking on your profile to gather sensitive information and steal your […]
Password Safety: Are Yours Secure Enough?
Most of us have seen the message pop up more than once: “your password needs to be at least 8 characters long,” or something similar. It might make you roll your eyes but remember: passwords need to be strong in order to help secure your personal information – including emails and files. Most people know […]
Teens and Income Taxes
Earning money as a teen can be a great first step toward financial independence, but there’s one important thing you can’t afford to overlook: taxes. Just like adults, teens have to pay federal and state income taxes once their income hits a certain threshold. If you’re a teen working a part-time job, summer job, or […]
5 Reasons To Consolidate Your Debt & Simplify Your Finances
Navigating the world of debt can be overwhelming. Debt consolidation could be the ticket to financial relief. Here are some key benefits to managing your debt through consolidation: One Convenient Payment Simplify your finances with one easy payment. A single payment makes it easier to track and manage, reducing the likelihood of missing payments. Lower […]
Freezing Credit- Why It’s a Good Idea For You & Your Children
A credit freeze, or security freeze, blocks access to your credit reports, protecting against scammers’ attempts to access your credit reports and open fraudulent accounts.
Tax Time Tips
Tax season will soon be upon us. Here’s where to find your 2023 tax information from UNITE Credit Union, along with some helpful year-end tax time tips.