How To Choose The Right Credit Card
Did you know a credit card is actually considered a loan? Many people don’t think of a credit card as a loan, but it’s essentially a line of credit you can borrow from as-needed, and then pay back based on a predetermined schedule. As with any loan, you want to consider several different factors to […]
How to Recognize & Report Spam Text Messages
If you have a cell phone, you probably use it dozens of times a day to text people you know. But have you ever received a text message from an unknown sender? It could be a scammer trying to steal your personal and financial information. In this article, the Federal Trade Commission instructs us how […]
5 Grinch-Proof Ways To Safeguard Your Holiday Shopping
As the holiday season approaches, online shopping kicks into high gear. And, just like the
Grinch plotting to steal the holiday, cybercriminals are scheming! Here are five strategies to avoid the bad bananas and keep your online holiday shopping merry and bright:
Have You Ever Heard of the FIRE Movement?
Financial Independence, Retire Early (FIRE) is a financial movement centered on the goal of gaining enough monetary resources to exit the traditional workplace early according to Entrepreneur. It emphasizes aggressive saving and investing to accumulate wealth faster, often involving frugality and alternative income streams. The strategy’s goal is to create a passive income sufficient enough […]
5 Ways to ‘Sleigh’ Your Holiday Gift Giving
These tips will help prevent your holiday budget from going into the red, which is sure to
prevent financial blues in January.
How to Protect Your Finances if You Lose Your Phone
Lose your smartphone and you could have more to contend with than missed calls and messages, a lost contact list and Wordle withdrawal. Anyone who finds your lost phone will have an opportunity to access your finances, steal your identity or both. Writer Lisa Gerstner with Kiplinger Personal Finance encourages you to think of your […]
How to Use a Personal Loan
A personal loan can be a great tool when you have an emergency or are making a large purchase. While personal loans are versatile and can be helpful, writer Miranda Marquit with Investopedia reminds us there are some risks in using them—especially if you become too reliant on them. How Personal Loans Work Many personal […]
Budgeting for a New Baby
July through October are statistically the busiest birth months, so if you’ve recently welcomed a new bundle into your home or plan to do so in the next few months, this article from Investopedia may help you financially prepare for your family’s newest addition. One-Time Expenses In this scenario, we look at the first baby. […]
What to Do if You’re Behind on Bills
According to a recent report, 62 percent of Americans feel that they’re “living paycheck to paycheck.” If you’re feeling that way, you might be in danger of falling behind on your bills. Fortunately, even if you have been missing payments, there are some steps by Chris O’Shea from Savvy Money that you can take to […]
Avoiding Financial Scams
October is Cybersecurity Awareness Month, and when it comes to online fraud and financial scams, one of the biggest mistakes you can make is thinking you’re too smart to be duped by one. While there isn’t a foolproof solution to stay safe from all scams, Kimberly Palmer from Nerdwallet shares four strategies you can employ […]