How to Negotiate Car Prices
Negotiating car prices can be daunting. Doing your research and knowing what you can
afford before going to a dealership can help level the playing field.
Student Loan Payments- Budgeting For Them to Resume in October
After a three-year pause that began amidst the pandemic, the U.S. Department of Education
announced that student loan payments will resume in October 2023.
4 Ways to Make Daycare More Affordable
If you work and have young children who aren’t old enough to attend school, then paying
for daycare might be inevitable. And unfortunately, you could be in for some pretty steep
costs.
Sharing Expenses with College Roommates
Whether you’re entering into a roommate situation for the first time, or are hoping this
year’s roommate relationship goes better than last year’s, the site studentscholarships.org
shares some excellent ideas for setting guidelines and sharing costs with your
roommates.
Top Peer-to-Peer Payment Apps: Pros, Cons and How to Use Them
Peer-to-peer payment services are apps or app features that allow you to send money to
other people — often by searching for their phone number, email address or username —
quickly and usually for free.
Here are some of the most common P2P services available, the benefits and drawbacks
of each (according to NerdWallet), and a few comments from experiences our members
have had with some of these services
Should You Roll Over Your Retirement Plan When You Retire?
When a person retires with a company retirement plan, it’s important to know the pros and cons of rolling over to an IRA vs. leaving your money in the plan. And you won’t come up with the same answer for everyone. Here are some pros and cons of leaving your money in the company retirement […]
Where to Save Cash: You Have Options
Saving money is an important component of a strong financial plan. Putting money away
makes it easier to prepare for emergency expenses and achieve short-term financial
goals, but how do you know where to save cash?
How to Save Money on Gas
Remember the good ole’ days when getting gasoline for your car cost you under $1 a
gallon? Okay, maybe not. Some of us weren’t even born or driving a car yet (hi there,
1988). But those sure sound like nice times. Meanwhile, back in June of 2022, gas prices
hit a peak, setting a record of $5.01 a gallon. Yuck. Thankfully, that number’s dropped.
Still, filling up the gas tank isn’t cheap. In this article by Ramsey Solutions, you’ll learn how
to save money on gas—without having to trade in your SUV for a horse and buggy.
Sun’s Out, Funds Out
While warmer months are a great time for outdoor fun and travel, they can also be a time of
overspending. To minimize financial stress, it’s a good idea to have a spending plan for your
summer itinerary.
Trimming down on expenses doesn’t have to mean trimming down on good times. GreenPath
Financial Wellness writers have laid out ten tips for building a spending plan that will help you
enjoy the season without breaking your budget.
Wants vs. Needs
When you’re creating a monthly budget, one of the most important steps you need to take
is categorizing your spending by whether it is a “need” or a “want.” It is also one of the
most challenging steps because what is a need vs. a want can vary from person to
person. It is also easy to mis-categorize wants as needs if you are so accustomed to them
that you have trouble imagining living without them.